Los Angeles Catastrophic Injury Lawyer

We are a Los Angeles catastrophic injury law firm that builds claims around what the next forty years of your life will cost, because an insurer's first offer is priced against the bills you have already received rather than the ones you have not seen yet.


Your injury is not going to resolve. The claim has to account for that, and most early settlement offers do not.

What Counts as a Catastrophic Injury in California

There is no single statutory definition. California law does not maintain a list of injuries that qualify, which means the question is not whether your injury appears on a schedule somewhere but whether its severity and permanence have changed what you are able to do for the rest of your life. That is a factual determination, and it is argued case by case.


In practice, these are the injuries that meet it:


  • Spinal cord injuries resulting in paraplegia, quadriplegia, or permanent loss of function.
  • Moderate to severe traumatic brain injuries, including injuries affecting memory, executive function, personality, or speech.
  • Amputation or permanent loss of use of a limb.
  • Severe burns, particularly those requiring grafting or causing permanent disfigurement.
  • Internal organ damage requiring ongoing intervention, dialysis, or transplant.
  • Multiple fractures or polytrauma leaving permanent mobility limits or chronic pain.
  • Any injury producing permanent disability that requires assistive care.


Because these determinations turn on medical evidence rather than labels, our Los Angeles personal injury lawyers will look at the case even where nobody has yet used the word catastrophic.

Why a Life Care Plan Changes What a Claim Is Worth


The gap between an adequate settlement and an inadequate one in these cases is almost never about pain and suffering. It is about arithmetic that nobody has done yet.


A life care plan is a formal, medically grounded projection of everything your injury will require for the rest of your life, prepared with treating physicians, rehabilitation specialists, certified life care planners, and economists who translate the medical projections into present-day dollars. It accounts for surgeries still to come, attendant and nursing care, durable medical equipment and its replacement cycles, medication, therapy, home modifications, accessible vehicles, and the earnings you will now never make.


Without that document, a claim gets valued off the medical bills that happen to exist on the day the demand goes out. With it, the number is defensible, itemized, and very hard for an adjuster to wave away. It is also the reason these cases should not be settled quickly. A settlement signed before your prognosis is stable is a settlement priced on incomplete information, and there is no reopening it later.

The First Offer Is Not the Only Offer

Insurers move fastest on the cases that will eventually cost them the most. An offer that arrives while you are still hospitalized, or within weeks of a spinal or brain injury, is not a generous gesture. It is an attempt to close a large exposure at a small number before anyone has calculated what the injury actually means.


We prepare every catastrophic injury case as though it is going to trial, and we do it from the beginning rather than after negotiations fail. That posture is what gives an insurer a reason to move, because the alternative to paying a defensible number becomes explaining the injury to a jury. Our record of recoveries is on our results page.

Most of the catastrophic injury cases we handle come out of motor vehicle collisions, particularly crashes involving commercial trucks, where the weight disparity means occupants of the passenger vehicle absorb nearly all of the force. Others come from construction site falls and equipment failures, defective products, premises hazards, and preventable medical events at birth. Our statewide catastrophic injury practice covers how these claims are valued across California, and if a commercial carrier was involved our Los Angeles truck accident attorneys handle the evidence side of those cases.

How Catastrophic Injuries Happen in Los Angeles

What Your Family Is Dealing With Counts Too

A catastrophic injury reorganizes a household. A spouse becomes a caregiver, a working parent stops working, an adult child moves home, and the losses that follow are real even though they do not appear on a medical bill. California law recognizes several of them, including loss of consortium for a spouse and, where an injury proves fatal, the wrongful death claims available to surviving family members. We ask about the household from the first conversation because those damages have to be pleaded and proven, not discovered late.


David Kashani opened this firm after losing someone close to him in an accident, and he takes each client's case personally, the way he would if a member of his own family had been injured. He is a University of California, Los Angeles graduate who worked in Los Angeles injury firms before law school, is admitted in five states, and belongs to the Consumer Attorneys Association of Los Angeles and the Los Angeles County Bar Association. You can read more about his background on our About page.

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Start Building Your Case Today

Catastrophic Injury Questions Families Ask Us

  • What qualifies as a catastrophic injury in California?

    There is no fixed legal definition or statutory list. The question is whether the severity and permanence of the injury have permanently changed your capacity to work, care for yourself, or live as you did before. Spinal cord injuries, moderate to severe brain injuries, amputations, severe burns, and permanent organ damage generally meet it, but the determination rests on medical evidence rather than a label.

  • What is a life care plan, and do I need one?

    It is a formal projection of the medical care, equipment, therapy, home modifications, and attendant care your injury will require over your lifetime, valued in present-day dollars. In a permanent-injury case you almost certainly need one, because without it your claim gets valued off the bills that already exist rather than the ones still coming.

  • Should I accept the insurance company's offer while treatment is ongoing?

    We would advise against it. Until your prognosis is stable, nobody can calculate what the injury will cost, and a signed release closes the claim permanently even if your condition deteriorates. Have the offer reviewed before you respond to it.

  • How long do I have to file a catastrophic injury claim in California?

    Generally two years from the date of injury under California Code of Civil Procedure Section 335.1, with shorter administrative deadlines when a public entity is involved. Practically, these cases need to start much earlier, because the medical and economic work they require takes months.

  • What does it cost to hire you for a catastrophic injury case?

    Nothing upfront. We work on contingency and you owe no attorney's fee unless we win. We advance the case costs, which in catastrophic injury matters routinely include life care planners, economists, and medical experts, and recover them out of the settlement or verdict.


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Talk to Us Before You Answer the Insurer

Bring us the offer, the medical records, or just the question. There is no cost and no obligation, and we would rather look at a case early than clean up a settlement that was signed too soon.