As ridesharing companies like Uber and Lyft continue to dominate the urban transportation market, the risk of rideshare accidents also increases. These types of incidents are often very complex, as rideshare drivers are employed as independent contractors, but they are not always covered by their employer’s insurance. Only when the rideshare driver has the app switched on (or, in other words, is actively seeking passengers or is driving a passenger for rideshare purposes) are they covered by the rideshare company’s insurance. Even then, there are often differing coverage levels, depending on the circumstances.
If you were injured in any auto accident involving a rideshare driver, it is important that you seek legal counsel from an experienced rideshare accident attorney. At Law Offices of David P. Kashani, A.P.L.C., our Alameda County Uber and Lyft lawyers have spent decades assisting injured individuals throughout California. We understand how to navigate the complexities involved in rideshare accident claims and can help you work to recover the maximum compensation you are owed. Whether you were injured as a passenger in a rideshare, a motorist in another vehicle, or a bicyclist or pedestrian, we have what it takes to fight for the just compensation you rightfully deserve.
Give us a call at (855) 449-0944 or contact us online today for a free consultation with a rideshare accident lawyer in Alameda County. If we don’t recover compensation for you, you don’t pay.
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Was relatively new to the area when I unfortunately needed a lawyer for a personal injury case. David was recommended to me by a neighbor who also had a very good experience with him.” - Brittany S.
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In order to be hired by Uber or Lyft (as well as most other major rideshare companies), drivers must have their own auto insurance. However, in most cases, drivers are not covered by their private insurance while they are driving for pay. To make up for this gap in coverage, both Uber and Lyft offer insurance coverage for drivers in “driving mode.” The extent of this coverage varies depending on the situation. It is also important to note that, in most cases, rideshare coverage only applies after the driver’s private insurance has paid the injured individual/individuals first.
Uber and Lyft offer liability insurance coverage for drivers who are working for them at the time of an accident. Both company’s policies are very similar and work as follows:
- If the driver is in “driving mode” but does not have a passenger in the vehicle with them, coverage includes:
- Up to $50,000 for each injured person
- Up to $100,000 total injury coverage per accident
- Up to $25,000 for property damage
- If the driver is in “driving mode” and does have a passenger:
- Up to $1 million total coverage is provided
If you were involved in an accident with an Uber, Lyft, or another rideshare vehicle, you may have several options available to you. Our Alameda County Uber and Lyft accident attorneys can help you clearly understand all of your legal options so that you can work to recover the maximum compensation you are owed. We understand the immense impact an accident can have on your life—let Law Offices of David P. Kashani, A.P.L.C. handle your rideshare accident claim so that you can focus on healing.
Call (855) 449-0944 or contact us online for a complimentary case evaluation today.
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